Professional debt collection, when handled correctly, can actually preserve business relationships by establishing clear payment expectations and consequences. We focus on firm but professional communication that emphasizes legal obligations rather than personal attacks. Many clients find that proper collection procedures actually improve their business relationships by attracting more reliable customers and partners who respect clear payment terms.

Bankruptcy significantly affects collection efforts, and there are strict rules about continued collection activities. However, secured debts, certain business debts, and debts arising from fraud may still be collectible even in bankruptcy. Our legal team will help you understand your rights in bankruptcy proceedings and explore all available options to maximize recovery within legal boundaries.

Asset discovery and debtor location services are crucial parts of successful debt collection. We utilize legal investigation tools, public records searches, and professional skip tracing to locate debtors and identify attachable assets. Even if initial location efforts are unsuccessful, judgments remain valid for years and can be renewed, allowing for future collection opportunities as circumstances change.

We handle various types of debt collection including commercial accounts receivable, breach of contract claims, unpaid invoices, business loans, personal guarantees, and judgment enforcement. However, we focus on substantial debts (minimum $25,000) where legal action is economically justified. Certain regulated debts like consumer credit accounts have specific legal requirements that we navigate carefully to ensure compliance.